/* ============================================================
   refund_policy.css — SportzLive Refund Policy Page Styles (Dark Theme)
   Depends on: styles.css (CSS variables + shared rules)
   ============================================================ */

/* ── REFUND HERO ───────────────────────────────────────── */
.refund-hero {
  position: relative;
  min-height: 72vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: 140px 52px 80px;
}

.refund-hero .hero-mesh {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 80% at 90% 10%,  rgba(61, 104, 240, 0.18) 0%, transparent 55%),
    radial-gradient(ellipse 55% 60% at 10% 85%,  rgba(61, 104, 240, 0.14) 0%, transparent 55%),
    radial-gradient(ellipse 45% 50% at 50% 50%,  rgba(249, 179, 71, 0.08) 0%, transparent 55%),
    linear-gradient(160deg, #090b12 0%, #0d1020 40%, #0f0e0c 100%);
}

.refund-hero .hero-dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255, 255, 255, 0.07) 1px, transparent 1px);
  background-size: 32px 32px;
  opacity: 0.55;
}

.refund-hero .hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
}

.refund-hero .hero-blob1 {
  top: -10%; right: 5%;
  width: 520px; height: 520px;
  background: linear-gradient(135deg, rgba(61, 104, 240, 0.28), rgba(4, 19, 64, 0.38));
  animation: blobMove 8s ease-in-out infinite;
}

.refund-hero .hero-blob2 {
  bottom: -10%; left: -5%;
  width: 460px; height: 460px;
  background: linear-gradient(135deg, rgba(61, 104, 240, 0.2), rgba(4, 19, 64, 0.3));
  animation: blobMove 11s ease-in-out infinite reverse;
}

.refund-hero .hero-blob3 {
  top: 40%; left: 38%;
  width: 360px; height: 360px;
  background: radial-gradient(circle, rgba(249, 179, 71, 0.1), transparent 70%);
  animation: blobMove 14s ease-in-out infinite 2s;
}

@keyframes blobMove {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33%       { transform: translate(20px, -20px) scale(1.05); }
  66%       { transform: translate(-10px, 15px) scale(0.97); }
}

.refund-hero-inner {
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
}

/* Pill */
.refund-hero .hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, rgba(61, 104, 240, 0.18), rgba(4, 19, 64, 0.28));
  border: 1px solid rgba(61, 104, 240, 0.35);
  padding: 6px 16px;
  border-radius: 100px;
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.64rem;
  color: #c8d0f0;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 24px;
  backdrop-filter: blur(8px);
  animation: fadeInDown 0.7s ease both;
}

.pill-dot {
  width: 6px; height: 6px;
  background: var(--accent);
  border-radius: 50%;
  animation: blinkDot 2s ease infinite;
}

@keyframes blinkDot   { 0%, 100% { opacity: 1; } 50% { opacity: 0.3; } }
@keyframes fadeInDown { from { opacity: 0; transform: translateY(-16px); } to { opacity: 1; transform: translateY(0); } }
@keyframes fadeInUp   { from { opacity: 0; transform: translateY(24px);  } to { opacity: 1; transform: translateY(0); } }

/* Heading */
.refund-hero-inner h1 {
  font-family: "Montserrat", sans-serif;
  font-size: clamp(2.8rem, 5.5vw, 5rem);
  font-weight: 900;
  line-height: 0.94;
  letter-spacing: -0.04em;
  color: var(--ink);
  margin-bottom: 28px;
  animation: fadeInUp 0.7s ease 0.15s both;
}

.refund-hero-inner h1 .grad {
  background: var(--accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
}

.refund-sub {
  font-size: 1.05rem;
  color: var(--muted);
  line-height: 1.75;
  max-width: 560px;
  margin-bottom: 44px;
  font-weight: 500;
  animation: fadeInUp 0.7s ease 0.25s both;
}

/* Hero info cards */
.hero-info-row {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  animation: fadeInUp 0.7s ease 0.35s both;
}

.hi-card {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(61, 104, 240, 0.2);
  border-radius: 16px;
  padding: 14px 20px;
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-card);
  transition: transform 0.25s, box-shadow 0.25s;
}

.hi-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

.hi-icon {
  width: 38px; height: 38px;
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

/* Override inline icon bg for dark theme */
.hi-card:nth-child(1) .hi-icon { background: rgba(61, 104, 240, 0.18) !important; }
.hi-card:nth-child(2) .hi-icon { background: rgba(56, 189, 248, 0.18) !important; }
.hi-card:nth-child(3) .hi-icon { background: rgba(249, 179, 71, 0.18) !important; }
.hi-card:nth-child(4) .hi-icon { background: rgba(249, 115, 22, 0.18) !important; }

.hi-text { display: flex; flex-direction: column; }

.hi-label {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.58rem;
  color: var(--muted2);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 2px;
}

.hi-val {
  font-family: "Manrope", sans-serif;
  font-size: 0.83rem;
  font-weight: 700;
  color: var(--ink);
}


/* ── SHARED LABELS & SEC-T ──────────────────────────────── */
.sec-label {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.67rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 6px;
  display: block;
}

.sec-t {
  font-family: "Montserrat", sans-serif;
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 900;
  color: var(--ink);
  -webkit-text-fill-color: var(--ink);
  letter-spacing: -0.03em;
}

.sec-t em {
  background: var(--accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: var(--accent);
  background-clip: text;
  font-style: normal;
}


/* ── POLICY MAIN ────────────────────────────────────────── */
.policy-main-s {
  padding: 72px 52px 100px;
  background: var(--bg2);
  position: relative;
}

.policy-main-i {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 52px;
  align-items: start;
}


/* ── POLICY BLOCKS ──────────────────────────────────────── */
.policy-content {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.policy-block {
  padding: 52px 0;
  border-bottom: 1px solid rgba(61, 104, 240, 0.12);
}

.policy-block:first-child { padding-top: 0; }
.policy-block:last-of-type { border-bottom: none; }

.pb-header {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 28px;
}

.pb-number {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.65rem;
  font-weight: 700;
  color: var(--accent);
  background: rgba(249, 115, 22, 0.12);
  border: 1px solid rgba(249, 115, 22, 0.25);
  border-radius: 8px;
  padding: 6px 10px;
  flex-shrink: 0;
  margin-top: 2px;
  letter-spacing: 0.05em;
}

.pb-title {
  font-family: "Montserrat", sans-serif;
  font-size: 1.5rem;
  font-weight: 900;
  color: var(--ink);
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.pb-body {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.pb-body p {
  font-size: 0.93rem;
  color: var(--muted);
  line-height: 1.8;
}

.pb-body strong { color: var(--ink); }

/* Callouts */
.pb-callout {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px 20px;
  border-radius: 14px;
  margin-top: 6px;
}

.pb-callout p {
  margin: 0 !important;
  font-size: 0.85rem !important;
}

.pb-callout--info {
  background: rgba(61, 104, 240, 0.1);
  border: 1px solid rgba(61, 104, 240, 0.22);
}

.pb-callout--warning {
  background: rgba(249, 179, 71, 0.1);
  border: 1px solid rgba(249, 179, 71, 0.28);
}

.pb-callout--success {
  background: rgba(56, 189, 248, 0.08);
  border: 1px solid rgba(56, 189, 248, 0.2);
}

.callout-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: 1px; }


/* ── REFUND TIER CARDS ─────────────────────────────────── */
.refund-tiers {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 8px 0;
}

.rt-card {
  border-radius: 18px;
  padding: 24px 20px;
  position: relative;
  overflow: hidden;
  transition: transform 0.25s, box-shadow 0.25s;
}

.rt-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

.rt-full {
  background: rgba(61, 104, 240, 0.1);
  border: 1.5px solid rgba(61, 104, 240, 0.28);
}

.rt-partial {
  background: rgba(249, 179, 71, 0.1);
  border: 1.5px solid rgba(249, 179, 71, 0.3);
}

.rt-none {
  background: rgba(249, 115, 22, 0.1);
  border: 1.5px solid rgba(249, 115, 22, 0.28);
}

.rt-badge {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.6rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 700;
  margin-bottom: 10px;
}

.rt-full .rt-badge   { color: var(--primary2); }
.rt-partial .rt-badge { color: var(--amber); }
.rt-none .rt-badge   { color: var(--accent); }

.rt-amount {
  font-family: "Montserrat", sans-serif;
  font-size: 2.4rem;
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.04em;
  margin-bottom: 10px;
}

.rt-full .rt-amount   { color: var(--primary2); }
.rt-partial .rt-amount { color: var(--amber); }
.rt-none .rt-amount   { color: var(--accent); }

.rt-condition {
  font-size: 0.82rem;
  color: var(--ink);
  font-weight: 600;
  line-height: 1.5;
  margin-bottom: 8px;
}

.rt-note {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.6rem;
  color: var(--muted2);
  line-height: 1.5;
}


/* ── TIMELINE GRID ─────────────────────────────────────── */
.timeline-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 6px 0;
}

.tl-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--white);
  border: 1px solid rgba(61, 104, 240, 0.14);
  border-radius: 14px;
  padding: 16px 18px;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.tl-item:hover {
  border-color: rgba(249, 115, 22, 0.3);
  box-shadow: var(--shadow-sm);
}

.tl-icon { font-size: 1.3rem; flex-shrink: 0; line-height: 1; margin-top: 2px; }

.tl-method {
  font-family: "Manrope", sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 4px;
}

.tl-days {
  font-family: "Montserrat", sans-serif;
  font-size: 0.88rem;
  font-weight: 900;
  color: var(--accent);
  margin-bottom: 4px;
}

.tl-note {
  font-size: 0.72rem;
  color: var(--muted2);
  line-height: 1.4;
}


/* ── STEPS LIST ────────────────────────────────────────── */
.steps-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin: 8px 0;
  position: relative;
}

.steps-list::before {
  content: "";
  position: absolute;
  left: 19px;
  top: 30px;
  bottom: 30px;
  width: 2px;
  background: linear-gradient(to bottom, var(--accent), rgba(249, 115, 22, 0.2));
}

.step-item {
  display: flex;
  gap: 20px;
  padding: 20px 0;
  position: relative;
}

.step-num {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  font-family: "Montserrat", sans-serif;
  font-size: 0.9rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  z-index: 1;
  box-shadow: 0 4px 14px rgba(249, 115, 22, 0.35);
}

.step-body { flex: 1; padding-top: 8px; }

.step-title {
  font-family: "Manrope", sans-serif;
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 6px;
}

.step-body p {
  font-size: 0.86rem;
  color: var(--muted);
  line-height: 1.7;
}


/* ── GUARANTEE CARDS ───────────────────────────────────── */
.guarantee-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 8px 0;
}

.gc {
  background: var(--white);
  border: 1.5px solid rgba(61, 104, 240, 0.14);
  border-radius: 16px;
  padding: 22px 20px;
  transition: all 0.25s;
  position: relative;
  overflow: hidden;
}

.gc::after {
  content: "";
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px;
  background: var(--accent);
  transform: scaleX(0);
  transition: transform 0.3s;
  transform-origin: left;
}

.gc:hover {
  border-color: rgba(249, 115, 22, 0.3);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.gc:hover::after { transform: scaleX(1); }

.gc-icon { font-size: 1.5rem; margin-bottom: 10px; display: block; }

.gc-title {
  font-family: "Manrope", sans-serif;
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 8px;
}

.gc p {
  font-size: 0.8rem;
  color: var(--muted);
  line-height: 1.7;
}


/* ── EXCEPTION LIST ────────────────────────────────────── */
.exception-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 8px 0;
}

.ex-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid rgba(61, 104, 240, 0.14);
  border-radius: 14px;
  padding: 20px 20px;
  transition: border-color 0.2s;
}

.ex-item:hover { border-color: rgba(249, 115, 22, 0.28); }

.ex-icon { font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }

.ex-title {
  font-family: "Manrope", sans-serif;
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 6px;
}

.ex-body p {
  font-size: 0.83rem;
  color: var(--muted);
  line-height: 1.7;
}


/* ── CONTACT GRID ──────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 8px 0;
}

.cg-item {
  background: var(--white);
  border: 1.5px solid rgba(61, 104, 240, 0.14);
  border-radius: 14px;
  padding: 20px 16px;
  text-align: center;
  transition: all 0.2s;
}

.cg-item:hover {
  border-color: rgba(249, 115, 22, 0.3);
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.cg-icon { font-size: 1.4rem; display: block; margin-bottom: 8px; }

.cg-label {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.58rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted2);
  margin-bottom: 6px;
  display: block;
}

.cg-val {
  font-family: "Manrope", sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--ink);
  text-decoration: none;
  display: block;
  margin-bottom: 4px;
  transition: color 0.2s;
}

a.cg-val:hover { color: var(--accent); }

.cg-note {
  font-size: 0.7rem;
  color: var(--muted2);
}


/* ── SUPPORT CTA (in-content) ──────────────────────────── */
.support-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  background: rgba(249, 115, 22, 0.08);
  border: 1.5px solid rgba(249, 115, 22, 0.22);
  border-radius: 16px;
  padding: 20px 24px;
  margin-top: 8px;
}

.sc-text {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.sc-text strong {
  font-size: 0.9rem;
  color: var(--ink);
}

.sc-text span {
  font-size: 0.78rem;
  color: var(--muted);
}

.sc-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.sc-btn {
  padding: 10px 22px;
  border-radius: 10px;
  font-family: "Manrope", sans-serif;
  font-size: 0.8rem;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
  white-space: nowrap;
  cursor: none;
  display: inline-block;
}

.sc-btn--primary {
  background: var(--accent);
  color: #fff;
  border: none;
  box-shadow: 0 4px 14px rgba(249, 115, 22, 0.35);
}

.sc-btn--primary:hover { transform: translateY(-1px); box-shadow: 0 8px 20px rgba(249, 115, 22, 0.5); }

.sc-btn--outline {
  background: var(--white);
  border: 1.5px solid rgba(61, 104, 240, 0.2);
  color: var(--ink);
}

.sc-btn--outline:hover { border-color: var(--accent); color: var(--accent); }


/* ── POLICY FOOTER NOTE ────────────────────────────────── */
.policy-footer-note {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 24px;
  background: var(--white);
  border: 1px dashed rgba(61, 104, 240, 0.25);
  border-radius: 16px;
  margin-top: 8px;
}

.pfn-icon { font-size: 1.2rem; flex-shrink: 0; }

.policy-footer-note p {
  font-size: 0.82rem;
  color: var(--muted);
  line-height: 1.75;
}

.policy-footer-note a {
  color: var(--accent);
  text-decoration: none;
  font-weight: 600;
}

.policy-footer-note a:hover { text-decoration: underline; }


/* ── SIDEBAR ─────────────────────────────────────────────── */
.refund-sidebar {
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: sticky;
  top: 120px;
}

.sidebar-card {
  background: var(--white);
  border: 1.5px solid rgba(61, 104, 240, 0.14);
  border-radius: 20px;
  padding: 24px 22px;
  transition: box-shadow 0.2s;
}

.sidebar-card:hover { box-shadow: var(--shadow-sm); }

/* Dark summary card */
.sc-dark {
  background: linear-gradient(160deg, var(--primary2), #1a3bb8);
  border-color: transparent;
  position: relative;
  overflow: hidden;
  box-shadow: 0 12px 40px rgba(41, 82, 217, 0.3);
}

.sc-dark::before {
  content: "";
  position: absolute;
  top: -60px; right: -60px;
  width: 180px; height: 180px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
}

.sc-dark .sec-label {
  color: rgba(255,255,255,0.4);
}

.sc-label {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.6rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: rgba(255,255,255,0.4);
  margin-bottom: 6px;
  display: block;
}

.sc-title {
  font-family: "Montserrat", sans-serif;
  font-size: 1rem; font-weight: 900;
  color: #fff; margin-bottom: 20px;
  letter-spacing: -0.02em;
  position: relative; z-index: 1;
}

/* Refund summary list */
.refund-summary-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: relative;
  z-index: 1;
}

.rsl-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px;
}

.rsl-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.rsl-green { background: var(--teal);    box-shadow: 0 0 8px rgba(56, 189, 248, 0.5); }
.rsl-amber { background: var(--amber);   box-shadow: 0 0 8px rgba(249, 179, 71, 0.5); }
.rsl-red   { background: var(--accent);  box-shadow: 0 0 8px rgba(249, 115, 22, 0.5); }
.rsl-blue  { background: var(--primary2); box-shadow: 0 0 8px rgba(61, 104, 240, 0.5); }

.rsl-title {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.62rem;
  color: rgba(255,255,255,0.45);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.rsl-val {
  font-family: "Manrope", sans-serif;
  font-size: 0.8rem;
  font-weight: 800;
  color: #fff;
}


/* Quick links */
.quick-links { display: flex; flex-direction: column; gap: 8px; }

.ql {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 11px 13px;
  background: var(--bg);
  border: 1px solid rgba(61, 104, 240, 0.15);
  border-radius: 12px;
  text-decoration: none;
  transition: all 0.2s;
  cursor: none;
}

.ql:hover {
  border-color: rgba(249, 115, 22, 0.35);
  background: rgba(249, 115, 22, 0.06);
  transform: translateX(4px);
}

/* SVG icon color override on hover */
.ql:hover .ql-icon svg { stroke: var(--accent); }

.ql-icon { font-size: 1rem; flex-shrink: 0; display: flex; align-items: center; }
.ql-icon svg { stroke: var(--primary2); transition: stroke 0.2s; }
.ql-text { display: flex; flex-direction: column; gap: 1px; flex: 1; }

.ql-title {
  font-family: "Manrope", sans-serif;
  font-size: 0.79rem; font-weight: 700;
  color: var(--ink);
}

.ql-sub { font-size: 0.67rem; color: var(--muted2); }

.ql-arrow {
  color: var(--muted2);
  font-size: 0.8rem;
  transition: transform 0.2s, color 0.2s;
}

.ql:hover .ql-arrow { transform: translateX(4px); color: var(--accent); }

/* Sidebar non-dark sec-label */
.sidebar-card:not(.sc-dark) .sec-label {
  color: var(--accent);
}

/* Promise card */
.sc-promise {
  background: linear-gradient(135deg, rgba(61, 104, 240, 0.1), rgba(249, 115, 22, 0.06));
  border-color: rgba(61, 104, 240, 0.2);
}

.promise-icon { font-size: 1.8rem; margin-bottom: 8px; }

.promise-title {
  font-family: "Montserrat", sans-serif;
  font-size: 0.95rem; font-weight: 800; color: var(--ink);
  margin-bottom: 8px; letter-spacing: -0.01em;
}

.promise-text { font-size: 0.79rem; color: var(--muted); line-height: 1.65; margin-bottom: 20px; }

.promise-stats {
  display: flex;
  gap: 0;
  border-top: 1px solid rgba(61, 104, 240, 0.15);
  padding-top: 16px;
}

.ps {
  flex: 1;
  text-align: center;
  border-right: 1px solid rgba(61, 104, 240, 0.15);
  padding: 0 8px;
}

.ps:last-child { border-right: none; }

.ps-n {
  font-family: "Montserrat", sans-serif;
  font-size: 1.05rem; font-weight: 900;
  background: var(--accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
}

.ps-l {
  font-family: "IBM Plex Mono", monospace;
  font-size: 0.55rem;
  color: var(--muted2);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  display: block;
  margin-top: 2px;
}


/* TOC sidebar card */
.toc-nav {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.toc-link {
  font-family: "Manrope", sans-serif;
  font-size: 0.79rem;
  font-weight: 600;
  color: var(--muted);
  text-decoration: none;
  padding: 8px 12px;
  border-radius: 8px;
  transition: all 0.2s;
  border-left: 2px solid transparent;
}

.toc-link:hover {
  color: var(--accent);
  background: rgba(249, 115, 22, 0.07);
  border-left-color: rgba(249, 115, 22, 0.4);
}

.toc-link.toc-active {
  color: var(--accent);
  background: rgba(249, 115, 22, 0.1);
  border-left-color: var(--accent);
  font-weight: 700;
}


/* ── REFUND CTA ──────────────────────────────────────────── */
.refund-cta-s {
  padding: 80px 52px;
  background: var(--bg);
}

.refund-cta-i {
  max-width: 900px;
  margin: 0 auto;
  background: linear-gradient(135deg, var(--primary2), #1a3bb8);
  border-radius: 28px;
  padding: 60px 52px;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 32px 80px rgba(41, 82, 217, 0.35);
}

.refund-cta-i::before {
  content: "";
  position: absolute;
  top: -80px; right: -80px;
  width: 280px; height: 280px;
  border-radius: 50%;
  background: rgba(255,255,255,0.07);
}

.refund-cta-i::after {
  content: "";
  position: absolute;
  bottom: -60px; left: -60px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(255,255,255,0.05);
}

.refund-cta-i h2 {
  font-family: "Montserrat", sans-serif;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 900; color: #fff;
  line-height: 1.1; letter-spacing: -0.03em;
  margin-bottom: 16px;
  position: relative; z-index: 1;
}

.refund-cta-i p {
  font-size: 1rem;
  color: rgba(255,255,255,0.75);
  margin-bottom: 32px;
  max-width: 520px;
  margin-left: auto; margin-right: auto;
  position: relative; z-index: 1;
}

.cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  position: relative; z-index: 1;
}

.btn-white {
  display: inline-block;
  padding: 14px 32px;
  background: #fff;
  color: var(--primary2);
  font-family: "Manrope", sans-serif;
  font-size: 0.88rem; font-weight: 800;
  border: none; cursor: none;
  border-radius: 14px;
  transition: all 0.25s;
  box-shadow: 0 6px 24px rgba(0,0,0,0.25);
  text-decoration: none;
}

.btn-white:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(0,0,0,0.35); }

.btn-ghost-white {
  display: inline-block;
  padding: 14px 32px;
  background: rgba(255,255,255,0.1);
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-size: 0.88rem; font-weight: 700;
  border: 1.5px solid rgba(255,255,255,0.3);
  cursor: none; border-radius: 14px;
  transition: all 0.25s;
  backdrop-filter: blur(8px);
  text-decoration: none;
}

.btn-ghost-white:hover { background: rgba(255,255,255,0.18); transform: translateY(-2px); }


/* ── RESPONSIVE ──────────────────────────────────────────── */
@media (max-width: 1024px) {
  .refund-hero,
  .policy-main-s,
  .refund-cta-s { padding-left: 32px; padding-right: 32px; }

  .policy-main-i { grid-template-columns: 1fr; }
  .refund-sidebar { position: static; }
  .refund-tiers { grid-template-columns: 1fr 1fr; }
  .guarantee-cards { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .refund-hero  { padding: 110px 18px 60px; }
  .policy-main-s, .refund-cta-s { padding: 52px 18px; }

  .refund-hero-inner h1 { font-size: 2.6rem; }
  .hero-info-row { gap: 10px; }
  .hi-card { padding: 11px 14px; }

  .refund-tiers { grid-template-columns: 1fr; }
  .timeline-grid { grid-template-columns: 1fr; }
  .guarantee-cards { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }

  .support-cta { flex-direction: column; align-items: flex-start; }
  .refund-cta-i { padding: 40px 24px; }
}

@media (max-width: 480px) {
  .refund-tiers { grid-template-columns: 1fr; }
  .promise-stats { flex-direction: column; }
  .ps { border-right: none; border-bottom: 1px solid rgba(61, 104, 240, 0.15); padding: 10px 0; }
  .ps:last-child { border-bottom: none; }
  .sc-actions { flex-direction: column; }
  .sc-btn { width: 100%; text-align: center; }
}